An overdue credit card may have an impact on your loan. Here are the details:

1. Credit history: Overdue credit cards can negatively impact an individual’s credit history, which means that when applying for a loan, banks or other financial institutions may take the overdue record into account and consider it Considered bad credit.

2. Credit score: Overdue credit cards will cause your credit score to drop. Credit score is one of the important factors used by banks and financial institutions to assess an individual's credit risk. A lower credit score may make it more difficult to get a loan, or cause loan interest rates to rise.

3. Loan application: Loan approval usually requires submission of a personal credit report, which includes credit card repayment records. Overdue credit cards may attract the attention of your approver, and for larger loans, such as a home loan or car loan, a past due date may have a greater impact on the decision.

Summary: Overdue credit cards can have a negative impact on your loan, including affecting your personal credit history, lowering your credit score, and the approval process when applying for a loan.

Extended information: In addition to overdue credit cards, other factors such as debt level, income, job stability, etc. will also affect loan applications. It is recommended that in case of overdue payment, you should communicate with the credit card issuer as soon as possible and formulate a repayment plan to improve your credit record. Maintaining a good credit history and credit score is crucial to getting a loan. Any errors or inaccurate information can be discovered and corrected promptly by checking your personal credit report regularly.