If you have time, you can go directly to the CITIC Bank counter with your ID to cancel the card; if you don’t have time, you can choose to call the CITIC Bank credit card customer service hotline to apply for cancellation, but you must pay off the money first. By the way, there is a limit increase activity for CITIC Bank credit cards recently. You can apply for a limit increase by calling the customer service hotline or logging in to the Dongka Space APP.