This kind of charge is unreasonable. If the user enters the wrong card number and the funds are frozen, he can apply to the platform to help explain the situation, ask the bank to unfreeze, or let the bank return the funds, and the user resubmits the application and waits for payment. However, if you charge for this, you will be suspected of fund fraud. There is no requirement to pay money and how much, so everyone must pay attention to similar situations. Many platforms or salesmen grasp the psychology that users are in urgent need of doing something wrong with money and will charge fees. I suggest that when you apply for a loan, you'd better choose a relatively formal platform, so that basically there will be no similar charging problems. Secondly, you must double-check when filling in the information. Even if there is no charge, it may delay the audit process and delay the speed of making money. We must pay attention to it.

1. Capital refers to the capital for industrial and commercial operation, and also refers to the materials or currency used by the state to develop the national economy. Capital is expressed as currency, which is used for turnover and meets the needs of creating social material wealth. It embodies the socialist relations of production based on public ownership of information. Capital is the media value used to create new value and increase the value of social surplus products in the process of social reproduction. It also refers to capital management, which means that only a small part of capital is at risk in any transaction.

2. The classification of funds mainly includes:

① According to the distribution form, it can be divided into financial funds allocated through fiscal revenue and expenditure and credit funds allocated through bank credit.

② According to the purpose, it can be divided into capital construction funds and production and business activities funds.

③ Choose the third-party information service platform according to the financing platform, and the investment and financing community of the largest third-party financing platform in China provides capital information.

According to the turnover in the process of reproduction, it can be divided into fixed funds such as houses, machinery and equipment, raw materials, working capital such as products, finished products, commodities and bank deposits. No matter what kind of funds, they must participate in the process of socialist reproduction and are in constant movement. Only in sports can the fund maintain and increase its value.