Industrial credit card Swiss platinum credit card is not bad. The annual fee of the main card is a bit high, and 500 yuan is needed. However, if the cardholder successfully applies for the Swiss Platinum Credit Card for the first time and trades more than 3,000 RMB or equivalent foreign currency (converted from US dollars to RMB according to the ratio of 1:7) within 60 days, the annual fee for the first year can be reduced. If the cumulative installment amount reaches 5000 yuan within one year. You can waive the annual fee for the following year or deduct it with 30,000 points.