This is not necessarily true. I just applied for a Bank of China credit card last month and received a call back. The questions asked were probably similar to yours, but it has been under review for about 10 days. Last time I just checked and learned this week: We are sorry to tell you that the credit card you applied for has been rejected!

My friend who applied a few days later than me was approved. The credit limit for the silver card is 5,000. During this period, there was no phone call. After receiving the card, my friend said, "Why is it so easy?" Why aren't there any calls for solicitation?

That's right for me~

After careful comparison, I felt that he had more things than me. That is, the receipt issued by this friend's unit had "Personnel Affairs" on it. "Ministry" official seal, but there is no official seal with the words "Ministry" on it. I guess this thing made the bank think it was highly credible, so it approved it, but I was rejected.

I hope you can approve it and wish you success~