The annual fee for a China Merchants Bank credit card is RMB 100 for a regular card and RMB 300 for a gold card. The annual fee is charged once a year. If you apply for 2 cards at the same time or apply for an additional card, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the date your card is issued. If you successfully apply for a China Merchants Bank credit card (except for VISAMINI/MSNMINI/Infinite Card/Platinum Card/VOGUE Titanium Card), the first-year annual fee can be advanced and waived by China Merchants Bank or a joint merchant. If you make more than six purchases with a single card within a full year of validity of your card (from the date of card issuance, not a calendar year), with no limit on the amount and any form, China Merchants Bank will exempt you from the annual fee of the card for the next year (VISAMINI/ Except for MSNMINI/Infinite Card/VOGUE Titanium Card/Platinum Card). And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.