First, Huaxia Bank's QR code collection
With the popularity of various QR code payment methods such as WeChat, Alipay and UnionPay wallet in all parts of the country, you only need to bring a mobile phone to complete all your daily consumption. Huaxia Bank's new mobile payment product "QR code cashier" is fully functional, safe, fast and cost-effective, which has greatly solved a series of collection problems for merchants. Using the QR code of Huaxia Bank to collect and pay on behalf of the cashier can save the handling fee generated by cash withdrawal, and the account directly enters its own Huaxia Bank account, which saves a lot of costs. Moreover, Huaxia Bank will also customize the QR code for customers without worrying about being replaced or coded. Therefore, the QR code of Huaxia Bank can be handled free of charge, and the procedure is simple, so the cashier is liked by many businesses. In addition to Huaxia Bank, major banks have also launched similar services. It is worth noting that Ping An Bank has the highest QR code collection rate, and the last one is Industrial and Commercial Bank of China, China Construction Bank and Agricultural Bank, which can be selected according to the collection rate.
Second, the choice of payment platform.
Some people don't understand why banks have already cooperated with third-party payment platforms, such as WeChat Alipay, and why should they launch China UnionPay Express or their own mobile banking? Will it become more troublesome? In fact, this is also a bit particular, because there is a handling fee for each withdrawal, and it is quite expensive to charge a dime per 100 yuan, which makes people feel distressed. But if you deposit the money directly into the bank, you don't need to withdraw it at all, and you don't need to spend any money. Therefore, some people will choose China UnionPay Express or mobile banking to pay, which will reduce the cost, although it will be more troublesome at first.