Bank cards are frozen. Generally, there are three situations. First, the bank loans overdue; Second, it involves civil litigation; The third is related to economic and other illegal crimes. In general civil litigation cases, in order to prevent the defendant from hiding or transferring property and evading debts, the defendant's property (including bank deposits) can be frozen or sealed up after the plaintiff applies and pays a certain percentage of deposit. So how to unfreeze the bank card? There are two ways. First, before the judgment, if the original defendant and the defendant reached an agreement through mediation or obtained the plaintiff's understanding, the plaintiff applied for thawing, and the freezing can be lifted after the court ruled; Second, before or after the judgment of the lawsuit, the defendant fully fulfilled his repayment obligation, and the court must lift the freeze within the prescribed time limit after closing the case. But the unfreezing of general civil cases must be executed by the court, and no other person or unit, including banks, has the right to unfreeze.

Legal objectivity:

Article 244 of the Civil Procedure Law stipulates that the people's court has the right to seal up, detain, freeze, auction or sell off the property that the person subjected to execution should perform if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution. However, the necessities of life of the person subjected to execution and his dependents shall be retained. The people's court shall make a ruling on taking the measures mentioned in the preceding paragraph.