It's best to contact the customer service of Guangfa Credit Card as soon as possible and explain your situation clearly. The purpose of the bank is only to hope that you can pay back the money. As long as you let the bank know that you are sincere and will pay back the money, Guangfa Bank is also very good, and there are such examples around you, which can always be solved in the end. The most important thing is that you should face it with a positive attitude.