Hello, your limit has exceeded the requirements of the gold card. You can go to our credit card homepage or branch to apply for a gold card.

The application requirements for the Gold Card are higher than those for the Regular Card (including job stability, income and other financial conditions, etc.). In terms of credit limit, the credit limit of a gold card is usually higher than that of a regular card (the maximum credit limit of a gold card is RMB 50,000; the maximum credit limit of a regular card is RMB 10,000). Except for the annual fee (gold card is RMB 300 per card per year, and standard card is RMB 100 per year), the usage methods are the same. In addition, the gold card symbolizes dignity and glory and demonstrates status. Gold card holders can enjoy more card swiping benefits and conveniences. For example, overseas, we provide free emergency replacement cards and other services for gold card holders.

If you still have questions, you can add QQ customer service 4008205555 or add the WeChat public account "China Merchants Bank Credit Card Center" for detailed consultation.