Hello, if it is a credit card of China Merchants Bank, the credit card overpayment can be withdrawn, but a handling fee will be charged (the handling fee for RMB cash advance in China is calculated as 1% of each cash advance, with a minimum charge of 10 yuan). In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance amount of each card in China does not exceed 5,000 yuan. It is suggested that you can apply for overpayment to get it back, and the handling fee is slightly lower. Please call the customer service hotline 4008205555, enter your ID number or card number and inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to handle it for you. The account number of overpayment and recovery must be the same as your credit card account name, and a certain handling fee is required, which is 0.5% of the recovery amount. The minimum consumption is 5 yuan RMB or US$ 65,438. At present, our bank has introduced preferential policies, with the maximum charge of ￥50 yuan or $65,438+00.