Credit card should be regarded as a debt account, and every online shopping will be withdrawn from the credit card account. Then this credit card account will be red. When you repay, transfer the debit card to the credit card account and fill it in red.
That's good. There is no problem of repeated expenditure. The above is based on accrual basis, and cash basis can also be adopted. For example, the credit card fee is not counted, and it will be counted as a fee when repaying.
How to record the precautions of credit card installment payment?
Hello, you can record the credit card installment in the following ways (white stripes and flowers are the same)
1, set up a debt account and eliminate the credit card installment record in the bill.
Create a new installment bill account in the liability account. When installment is needed, you can choose the transfer method, that is, transfer "bill installment" to "XX credit card":
In this way, the credit card will show repayment, and the debt account will generate a new debt. The repayment time and amount of this debt can be set by yourself.
2. Set up a fixed account (credit card installment principal and handling fee) in your notes and clear it monthly.
You can automatically add notes by using the recurring account function, and set the start and end dates.
Opening a new function of notebook web version-fixed account
Click Add Fixed Account. I set up two bills here:
For example, this is the repayable principal of the installment bill.
This is the bank charge for installment payment.
In this way, within the specified installment time, two installment fees will be automatically added to the credit card consumption record regularly, and the amount to be repaid will be reduced accordingly in the installment of the bill we set before. Finally, if you repay in full, all the accounts will be flat and there will be no amount mismatch.
How to pay the debt account in the bill?
The notebook is a product of the notebook technology and belongs to the bookkeeping APP. 2065438+February 2006, the number of users of the first year of the year exceeded 200 million.
Credit card is a liability account, and credit card consumption is recorded as expenditure; Credit card repayment-transfer.
Reply time: 202 1-09-29. Please refer to the latest business changes announced by Ping An Bank in official website.
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Precautions for credit card consumption. How do you remember when you repay the loan?
I don't know what you mean. If it is convenient, please elaborate on your question.
If it is a CMB credit card, the closing date of the credit card transaction recorded in each bill is called "bill date". The due repayment date is generally about 18 days after the bill date (subject to the bill). 3 natural days after the due repayment date is the repayment grace period.
The billing date of different cardholders may be different. For example, the 25th of each month is the billing date, and each billing date records all transactions recorded from the 26th of last month to the 25th of this month, and the corresponding final repayment date is the following month 13. Generally, the consumption on the 25th will be recorded on the 26th, and will be included in the next bill.
If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.
Matters needing attention on how to repay accounts receivable
Borrowing Center: Open the notebook and set the advanced function borrowing center (or click "Borrowing" in the top navigation bar directly. If not, please refer to "Where is the notebook lending center?" How do I add it to the top navigation bar? "This article is a supplement).
New Lender: Click "New Lender" in the upper right corner of the Lending Center and enter the name of the borrower. For example, Gu Gu chooses a creditor's account, such as Gu Gu (PS: if there is no corresponding name, please click Add Account, see below). For the debt account, you should choose it yourself or directly default to A/P, and click the "Confirm New" button.
Record a loan: click a borrower in the loan center, such as Gu Gu, click ""in the upper right corner, click "Loan" in the drop-down menu, enter the loan amount, such as15,000 yuan, select a deposit account, and other defaults will do. Finally, click the Save button to successfully record a loan.
Record a repayment amount: click on the debtor who wants to repay in the lending center, such as Gu Gu. On the page of Laogu, you can see the amount that should be repaid, such as 15000 yuan. Click the repayment button, enter the amount to be repaid this time, such as 800 yuan, and select the repayment account. Other defaults, click the Save button, and you can see the amount that Lao Gu should repay, such as 14200 yuan. Click on the loan record to view the detailed loan and repayment records.
That's enough about how to remember the credit card repayment.