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ICBC Credit Card China UnionPay Express shows a line of 0.
Unreported balance.

It shows that the user only bound the bank card and did not transfer the money to the balance.

China UnionPay Express is a non-cash mobile transaction settlement and payment tool. Under the guidance of the People's Bank of China, China UnionPay jointly developed, built and operated a mobile payment APP with commercial banks, payment institutions and other industries, and officially released it on February 17 1 1.