As we all know, credit cards have a certain period of validity, usually 5 years or 10 years. When the credit card is about to expire, the cardholder needs to replace it if he wants to continue to use it. So, how long can a cardholder change his credit card before it expires? Let's take a look at Bian Xiao.

How long can I change my credit card before it expires?

Generally speaking, the bank will send the relevant information to the cardholder one month before the credit card expires. If the cardholder decides to continue using the credit card, he needs to apply for a new card. After the application, the bank will issue a new card to the billing address before the cardholder's credit card expires. After the cardholder receives the new card, it can be activated and the old card will be invalid.

It should be noted that if the cardholder's billing address changes, the billing address needs to be modified 3 months before the card expires.

Does the credit card replacement cycle affect repayment and card use?

The active repayment operation and agreed repayment will not be affected during the credit card replacement period. If the cardholder chooses to pay by card, he can return all the money due from the previous bill to the original card number. In addition, during the credit card replacement, the card number and password remain unchanged. If the cardholder needs to modify the password, he can search for "password management" through the search box on the latest mobile banking homepage, modify it through the credit card password management menu or modify it at CCB ATM.

The above are some contents of CCB's credit card replacement due. I hope I can help you.