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How long does it usually take to pay off a credit card?

There are two main types of credit card repayment periods:

Full repayment and minimum repayment. Full repayment refers to repaying the entire consumption amount on the credit card bill before the repayment date. This can avoid interest and late payment fees, and can also increase the credit card limit. Minimum repayment refers to paying the minimum amount payable on a credit card bill before the repayment date. This can avoid default, but requires paying high interest and late fees. Under normal circumstances, the repayment date on the credit card statement is a fixed date of each month, usually the 15th or 25th of each month. The specific repayment date can be viewed on the credit card statement.