What is BOC Taobao Campus Card

Just from the name alone, we can tell that Taobao Campus Card and Bank of China are inextricably linked, and the two have complementary advantages. The bank card that integrates deposits and loans for college students can also be said to be a credit card. The application method is as follows:

1. Applicants should prepare personal proof of student status, usually student ID card or admission notice, original and copy of ID card.

2. Go to the local Bank of China branch to apply or go directly to the official website of Bank of China to apply.

3. Fill out the application form for Bank of China Taobao Campus Card

4. Conduct an interview

5. Wait for approval. This process takes about 3-5 working days

6. Print and mail the card. If approved, Bank of China will print and mail the card. , the process takes about two weeks.

Some benefits of Bank of China Taobao Campus Card:

Successful application can directly waive the first-year annual fee, and the annual fee for the next year can be waived by swiping the card once in a physical store with no limit on the amount ( Online payments do not count).

There is no handling fee for bank withdrawals from the Bank of China. The handling fees for inter-bank cash withdrawals are limited to ATM machines and are 1% of the transaction amount.

If there is an overpayment, there will also be a handling fee for withdrawing it: 0.5 of the withdrawal amount, with a minimum of 5 yuan and a maximum of 200 yuan.

The cost of replacing the card is 15 yuan. Express fee is 20 yuan. The handling fee for re-sending statements is free for the past three months, compared with the previous 5 yuan/issue. The fee for reporting a lost card is 40 yuan.

There is interest on deposits

If you make an overpayment and deposit money into the card, the deposit income will be calculated according to the current demand deposit interest rate

Taobao shopping has points

The Bank of China Taobao Campus Card can be opened with Alipay, which is bound to Taobao for payment, and enjoys card benefits such as prestigious cartoon payment, diamond VIP, and special points. The Bank of China Taobao Campus Card will automatically be bound to an Alipay account. You need to fill in the Alipay account when applying. , users can make Alipay online payments without opening online banking. If you apply for a Taobao campus card for the first time, you can also enjoy the VIP treatment of Taobao Diamond Card (6 months), and you can shop at special Taobao merchants at discounts. Bank of China points earned from consumption can be exchanged for Alipay points to obtain Alipay shopping coupons, fee-free cash withdrawals, digital home appliances, virtual point cards, outdoor sports and other gifts.

How to activate the Bank of China Taobao Campus Card

There are three ways to activate the Bank of China Taobao Campus Card. One is to activate through the Bank of China customer service phone and manual service; the other is to activate through the Bank of China official website. According to Just follow the steps to activate the campus card. The third step is to download the Bank of China App and bind the campus card for activation.