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The new credit card has arrived. As long as the new card is not activated, the old card can be used. When a new card is activated, the old card will become invalid immediately. After the old card expires, the user needs to cut the card to prevent the old card from being picked up by others and obtaining personal information. In addition, if the old card expires, it can no longer be used. You can continue to use it until it expires.

A few months before the old credit card expires, the bank will automatically send a new card. During this period, as long as the user activates the new card, the old card will not be usable until it expires.

1. Activate the credit card

The first thing to do after receiving the credit card is to activate the credit card. The credit card can only be used after activation. After a general user receives a credit card, the corresponding credit card activation method will be included in the envelope mailed with the credit card. Users only need to follow the instructions in the envelope to activate. After activation, set your credit card transaction password, and you can use your credit card to make purchases.

2. Credit card swiping

After the credit card is activated, you can start swiping the card. You only need to use your own credit card to swipe the card for consumption at merchants with POS machines. In addition, cardholders can also bind their credit cards to the online payment platform and directly make online consumption payments.

3. Credit card repayment

The most important thing after using a credit card is credit card repayment. We need to pay attention to two dates when making credit card repayments. The first is the billing date, and the second is the repayment date. These two dates are usually displayed correspondingly in the envelope mailed to the credit card, and the user's monthly payment is There are also corresponding reminders in the bill. After the user receives the repayment bill on the bill date, he or she can make the repayment before the repayment date.

There are many ways to repay credit cards. Users can directly transfer money to their credit cards for repayment through bank transfer, or they can repay through a third-party payment platform, or directly at the bank's ATM. Put funds on a credit card to make payments and more.

We also mentioned above that users can bind and use credit cards online. Today we will take WeChat as an example and tell you how to use credit cards on WeChat:

The method of using credit cards on WeChat is very simple. Users only need to click on the bank card on the change interface of WeChat and follow the step prompts to add their own credit card. Later, they can use their own credit card to make credit card payments through WeChat at merchants that support credit card payment. However, users need Note that the credit card bound to WeChat cannot make transfers, send red envelopes, etc. Payments can only be made in supported scenarios.