How to pay it back:
1. Outside of work, help others run Didi for several hours in the evening, or run on behalf of the driver for several hours. It is more reliable in 3 yuan, 4 hours a day, and 36, in 12 yuan, 3 days a year.
2. change jobs, deliver express delivery, work harder, 12 hours a day, 7, yuan a month, 5,2 yuan more a month, and more than 6, yuan a year.
3. Change jobs and deliver takeout food. Work harder, 12 hours a day, 7, yuan a month, 5,2 yuan a month, and more than 6, yuan a year.
4. It's reliable to earn 2,-3, yuan more a year by going to stall after work.
5. You can earn 2,-3, yuan more a year by putting on the film after work.
6. Part-time job as Wechat business, insurance agent, after work to develop customers, earning 1,-3, more a year.
7. Selling coolies and carrying cement on weekends is reliable for 2 yuan a day, and earning 1,-2, yuan a year.
Being a security guard on duty at night, doing part-time business selling goods, and taking time off to learn some skills, just to say that there are dozens of ways to increase tens of thousands of yuan a year, but everything lies in suffering.
hello, everyone. I'm sister xiaoxi.
how to repay 5, online loans a year?
The monthly salary income is 28 yuan, the monthly mortgage is 16 yuan, and the monthly expenditure is 12 yuan, which means that there is not a penny left in the monthly salary.
However, there are several ways to pay off the 5,-yuan online loan within one year:
1. Borrow money from others
Because if the online loan is overdue, it will not only have interest, but also seriously affect the credit investigation.
Therefore, in order to avoid overdue, it is the simplest and most effective way to borrow money from relatives and friends.
If you are a relative or friend who doesn't charge interest and is in no hurry to pay you back, this can greatly relieve your repayment pressure.
2. Open source and reduce expenditure
Of course, besides borrowing money from others, it is also necessary to open source and reduce expenditure. After all, the current salary just covers the mortgage and expenses, so it is definitely necessary to reduce expenditure.
if you spend 1,2 yuan a month, you can save 6 yuan a month, so there will be 7,2 yuan a year.
Of course, this debt repayment is definitely not enough. The most important thing is to open up new sources.
I suggest looking for a job, such as a part-time job. Even if you earn 1 yuan a day, you will get 3, yuan a month and 36, yuan a year.
3. Change your job
First of all, the salary in this job is definitely not enough. If you work part-time, you may not be able to guarantee that you will earn every day.
the best way is to change to a job with higher salary.
There are many high-paying jobs now, but it's a little harder.
For example, if you deliver takeout and express delivery, you can earn tens of thousands of dollars a month, or at least thousands, as long as you are diligent and bitter!
It will definitely be better than the current job of 2,8 yuan, but it's just a little more tiring.
of course, if you want to pay off your debts, you must suffer.
otherwise, it will be very difficult to pay off the debt with an income of 2,8 yuan. Unless there is other income.
Come on, as long as you work hard, everything will be fine.
I also have more than 6, debts, 3, credit cards and 3, online loans, and my salary is 3,3 yuan after tax. I have found a part-time job, which costs 5, yuan a month, but I have to raise my wife and children, which is also very stressful. Let's work together and get through it.
So:
1. Increase income
I don't know what kind of city the landlord is in. Even in third-and fourth-tier cities, 28 yuan a month for 3 years old is really not much. It is estimated that it is the income of one person. I don't know if the landlord is alone. If there are two people, the income should be more than that. If you are willing to do it now, it's more than this income to run takeout, right? Therefore, the primary task of the landlord is to seek a main business that can make money. Of course, if the leisure time is 28 yuan now, you can seek a good sideline. In short, it is very necessary to increase income.
As far as the 3-year-old is concerned, it is suggested that the landlord find a job with high income, unless 28 yuan is a small local system with other benefits (I guess there is generally no such a small salary in the system now, right? So find a good job, don't be lazy, 3 years old is still very young, and it is the age of struggle.
Earn at least extra interest money every month, at least more 1 yuan according to the above. Don't expect it to be finished in one year, just be steady and return it as soon as possible.
second, debt conversion
try to borrow some money from family members, relatives and friends, and pay off the high-interest online loan or part of it first (of course, family members, relatives and friends still have to pay it back well, and be a man with credit). It is impossible to apply for some low-interest loans as much as possible, return the high-interest loans and reduce interest expenses.
iii. online loan situation
if online loan is not a legal platform, usury and violent collection exist, you should earn money through the corresponding platform as soon as possible to prevent falling into the usury trap.
if the main business doesn't have enough money, you can do sideline business. Now many online sideline businesses can be done.
Many friends have asked me if I want to do online sideline business this year. I can tell them with certainty that online sideline business is the trend this year, and I must find a sideline business if I can do my main business well.
Because his income exceeds your main business minute by minute, more people will choose to shop online this year due to the epidemic, ranging from fixed assets to daily necessities. If you look at the income of live broadcast in Li Jiaqi and Viya, you will know how big the online shopping potential is now!
I began to share coupons from a certain treasure and a certain company in my early years, and I began to taste the sweetness. There are many platforms for coupons now, depending on how you send them to your circle of friends. The copy is attractive enough. As long as it can save money for others and is practical, many people will take the initiative to place orders. It is no exaggeration, as long as you give them a month's spare money.
Later, I slowly tried some other product agents. At first, I also took many detours. Whoever can get a smooth start must fall several times to find experience and reliable sources of goods. Although the monthly income is not more than 1,, it is almost 1,! Opportunities are reserved for those who are prepared. I can achieve my small goals if I work harder. Come on, everyone!
I think this problem needs to be considered from the following points
1. Your income first determines your ability to repay the loan. If your income is more than twice what you owe, you can pay it back in one year at most.
2. Do you have other loans besides online loans? If not, first stop all your credit cards and other related ways of borrowing money for consumption. There is no fixed repayment amount and no new liabilities are added.
3. If the income source is single and one year's income is less than your debt
, then I suggest you find some part-time jobs to broaden your income sources and reduce your debt.
I hope the above answers are helpful to you.
actually, it's still a big problem to repay 5, online loans a year. First of all, you need to earn more than twice as much as 5 thousand. Otherwise, it doesn't make much sense if you earn enough money to live or pay off debts. So you need to choose a career first.
You don't have to pay back the loan temporarily, and you can negotiate to pay back the principal later.
If you want to pay back the 5w loan for one month a year, it's actually very easy. It's actually not difficult for a person to really find money, but it's hard to work hard on his own!