What's the difference between CCB quasi-credit card and credit card?

The differences between quasi-credit cards and credit cards are as follows:

1. Credit cards can be directly overdrawn and enjoy a certain interest-free repayment period.

Quasi-credit card requires the cardholder to deposit a sum of money in the card as a reserve fund first. This reserve fund is used first when swiping a card. After this reserve fund is used up, you can use your credit card to overdraw your consumption within the credit limit stipulated by the bank. Interest on investment and consumption is calculated from the trading day, and there is no interest-free repayment period. In addition, the money in the quasi-credit card can earn interest income.

Both CCB quasi-credit cards and credit cards can be overdrawn or withdrawn.

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