The same customer can only open one first-class account (except credit card) in China Merchants Bank. If he has opened a first-class account, he can apply for a second-class card or a Netcom account, but the total number is not more than four.
The types of accounts that are not included in the total are: deposit certificate, savings passbook, Hong Kong one-card card, social security IC card and military insurance card.
Tips: One type of account: one-card ordinary card, gold card, golden sunflower card, private diamond card, provident fund card, medical insurance card, settlement passbook and wealth account.
Number of credit cards opened:
1. China Merchants Bank supports holding multiple credit cards at the same time, and the number of applications is unlimited.
2. All cards (including supplementary cards) of an individual credit card account with the same certificate share a line, and the lines of multiple credit cards are not accumulated.
Tips: Except platinum installment card and business card, the account limit can be used separately.
Handling multiple bank cards needs to be in accordance with bank regulations, and a bank can handle multiple cards.
Before 20 16, individuals can usually apply for at most 10 savings cards in the same bank. Later, in order to crack down on telecom fraud, the regulatory authorities issued a notice: in principle, each person can only open four cards in the same bank.
As of 20 16 12 1 day, bank accounts were managed in three categories (category I, II and III). At that time, it was stipulated that the same person could only open a Class I account in the same bank. In other words, if your previous card is your first card in this bank, then it is your only type of account in this bank.
At this time, when you apply for a bank card, it can only be a Class II or Class III account (Class II and Class III accounts are virtual electronic accounts, which are two types of accounts added on the basis of the existing Class I account, with decreasing functions and decreasing capital risks), with a maximum limit per day. In addition, according to the notice of the central bank, individuals have no more than five second-and third-class accounts in the same bank.