Hello, this cardholder, the most important condition for handling a credit card is that you must not have a bad credit record. Since your bank of communications credit card has been blocked, it means that your credit card has been overdue quite seriously, so you must not apply for a bank of communications credit card again. Even if you have paid off your debts, your success rate will be greatly reduced. Therefore, in order to ensure a good credit status, we should use credit cards reasonably and repay on time in the future, and don't have such bad records. In order to prevent you from forgetting to repay, you can choose to bind the business of automatic repayment at maturity or the business of automatic reminder at maturity.