China Merchants Bank will have a lot of credit card activities. The following are the advantages and disadvantages of several bank credit cards:

1. China Merchants Bank Credit Card

Advantages:

1, the bid threshold is extremely low, and the points are permanently valid;

2. Online banking is powerful and easy to operate, supporting Alipay;

3. There are often value-for-money group purchases, with many activities and many tricks;

4. All cards are combined into one bill (easy to repay);

Disadvantages:

1, the integral policy is inhuman (20 yuan scores one point, not counting zero);

2. Minimum interest-free period 18 days;

3. There is no SMS prompt for small consumption;

2. Bank of Communications Credit Card

Advantages:

1, the application threshold is low, and the withdrawal amount is faster;

2, 56 days long interest-free period;

3. You can withdraw cash at 100%;

4.YP card can be fully withdrawn; The undergraduate course directly approves 5000 places;

5. Support Alipay, and the online payment limit is high (10000 yuan).

Disadvantages:

1, complicated operation by stages;

2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

3. Integral is not permanently valid;

4, SMS charges, use the card to pay 48 worry-free a year, dare to pay a small annual fee;

5. Repayment is not very convenient;

6.YP card points are independently accounted for and cannot be converted into mileage.

Three. China Industrial and Commercial Bank Credit Card

Advantages:

1 above, with 30,000 outlets, which is the bank with the largest number of outlets in China at present;

2. Support Alipay, which can be unlimited;

3. There is no handling fee for local cash withdrawal;

4. Different brands have independent international card quotas.

Disadvantages:

1, the bidding threshold is too high and the quota is too low;

2. Poor service attitude;

3. Without 800 telephones, 400 is not open to individual users;

Four. China Construction Bank Credit Card

Advantages:

1, with many outlets;

2. Compared with the other three major state-owned banks, the application threshold is lower;

3. The withdrawal fee is low (0.5%);

Disadvantages:

1, the quantity is generally low and slow;

2. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted.