Then don't do anything that will inquire about credit information in the near future, such as getting a credit card and applying for a loan. It will be fine in a few months. It is difficult for people who frequently apply for credit cards in a short period of time to pass. When the bank examines your application, it will check your credit information and find that you have recently applied for credit cards intensively, and you will feel that you are short of money recently and are a dangerous customer. That's the reason.