It is a case of default.

1 or 0 are normal, 2 means you are overdue.

If it is overdue for more than one month, c-m2 means it is overdue for more than two months.

Generally, m0-m6 is the standard for determining the risk level of overdue assets, and the starting point of m1 is the first billing day after the due repayment.

Being overdue for three consecutive periods is generally a term for loans or borrowings. It refers to the non-repayment of a personal loan or credit card for three consecutive billing days. It is also called non-repayment for more than 90 consecutive days. 1. If the credit card has not been repaid for more than 90 consecutive days, it may be included in the personal credit system and subject to high late payment fees.