1. According to the conventional situation, if you receive a letter from a lawyer asking for full repayment, it is the best choice to repay the arrears in full as soon as possible to avoid possible legal consequences.

2. In the case of paying part of the arrears in advance, whether it will be prosecuted depends on the decision of specific creditors and law firms. They have the right to decide whether to accept part of the repayment and lift the right of recourse for legal responsibility. However, creditors and law firms may decide to continue to pursue full repayment and then file a lawsuit.

3. if the creditor decides to sue, it will be handled according to the litigation procedure and legal provisions. The court will review the case and make a judgment. In this case, it may be necessary to bear additional legal fees and possible risks.

conclusion: although you can pay off part of the arrears first, there is no guarantee that you will be prosecuted. The best way is to pay off all the debts as soon as possible to avoid legal disputes and risks.

Extended information: For credit card arrears, it is recommended to communicate with creditors in time and make repayment plans according to their actual conditions. If you encounter the need for legal advice, you can seek professional legal advice to ensure the protection of your rights and interests.

the above is the answer to the credit card arrears when you receive a lawyer's letter asking for full payment. Please take corresponding measures according to the actual situation and consult relevant professionals.