1. After holding the card for a period of time, you can apply for increasing the credit limit by calling our customer service hotline, logging in to online banking or calling our customer service hotline 4008205555. We will apply for it for you according to your past card use.
2. Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile property, savings certificate of China Merchants Bank, etc.). ), the relevant departments will re-examine according to your new information.
3. Log in to credit card online banking (popular version and professional version), account management-account quota management-quota adjustment-apply for quota increase. After the application, it will be reviewed according to your card usage.
If the fixed quota cannot be adjusted, you can try to apply for a temporary quota. The temporary credit line is the result of comprehensive evaluation by our system with reference to all aspects of your situation, including whether you repay the loan on time, whether you often use our credit card, the type of consumption and the specific situation of consumption. These are the factors we consider. The success of the application depends on the results of system evaluation. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. Log in to credit card online banking (popular version and professional version), account management-account limit management-temporary limit adjustment-apply for temporary promotion.
If you have any questions about other credit cards of China Merchants Bank, you can add QQ Corporate Customer Service (4008205555) or WeChat (China Merchants Bank Credit Card Center) for consultation. Thank you for your concern and support for China Merchants Bank!