the influence of credit card cancellation on credit investigation depends on the method of card cancellation and whether there is any outstanding money. The following is a detailed introduction:

1. No impact: If all arrears, including possible annual fees or interest, are settled before card cancellation, and the correct procedures are followed, then card cancellation will have little impact on personal credit information.

2. Impact: If there are overdue debts before card cancellation, even if they are paid off later, these overdue records will still be displayed in the credit report, which will affect personal credit.

3. Impact: If there are still arrears or annual fees after card cancellation, it may lead to unsuccessful card cancellation, which will further affect personal credit information.