Is it worth opening the Ping An Baitiao Card? In essence, the Ping An Bai Tiao Card is a credit card; from the application point of view, it is opened through an invitation system, and not just anyone can apply; from the limit point of view, the official said that the Ping An Bai Tiao Card has an independent limit. From the perspective of rights and interests, the rights and functions have been upgraded on the original Baitiao account, such as 80 yuan gift, 5 times rebate on Jingdou, 12% off WeChat consumption, double points, thousand yuan wish gift, 10,000 yuan lightning Refund, lifetime annual fee exemption, 51-day interest-free, and 72-hour card loss protection; from the perspective of consumption scope, the supported consumption scenarios are no longer limited to the JD platform, and there are more consumption scenarios. In the actual use process, some users said that after Baitiao upgraded to Baitiao card, some of the original rights and interests were lost. For example, Baitiao cash withdrawals used to be free of charge, but now they are no longer; and after using Baitiao for consumption, the bill changed. Became credit card consumption, etc. Therefore, Ping An Baitiao Card, like any credit card, has advantages and disadvantages. It depends on which aspect the user focuses on. The above is the answer to the question "Is it worth opening the Ping An Ioutiao Card?" In general, if the user feels that there is a need and the changed usage and rights are in line with expectations, then they can activate it, otherwise there is no need to apply.