Like other online loan products, Gome Easy Card still has certain requirements for user qualifications. First of all, the borrower needs to be 18-60 years old, be able to provide true and valid identity documents, have a stable job and an income source with sufficient repayment, and need to have a good credit record and a credit card or provident fund. According to Bian Xiao, at present, the maximum application amount of Gome electronic card is 200,000 yuan, of which the longest service life of credit card mode is 18, and the longest service life of provident fund mode is 36. After submitting the information, the whole process was systematically reviewed, and there was no telephone call back. Payment can be made as soon as possible after approval. Acceptable friends can apply to try. If you submit an application, but it is rejected by the system, it may be caused by the following reasons.
Generally speaking, when the borrower's personal credit record is bad, there are too many records in the credit report, such as overdue, arrears and credit card overdraft, which may lead to the failure of Gome's easy card lending. Secondly, the bank or loan platform will evaluate the borrower's income before lending, and if the income is unstable, it will also lead to payment failure. In addition, if there are too many debts or the application conditions do not meet the requirements of the platform, then the payment cannot be made. If you already have a lot of debts, such as bank loans, credit card bills, etc. Or you don't meet the application conditions of Gome Easy Card, such as being too young or too old, and the ID card is not a Chinese resident ID card. , it will automatically lead to loan failure. These reasons need to be understood. Of course, sometimes the rejection of loans is not caused by everyone. When Gome's e-Card system goes wrong, or there is a problem with the loan funds, the loan will be invalid. At this time, everyone just needs to resubmit it after a while.
Generally speaking, it is relatively easy to handle Gome Easy Card. As long as everyone meets the requirements and has good credit, they can basically get loans quickly. Of course, loan failure is also possible. If this happens, you can carefully check or consult the relevant staff to find out the cause of the failure and solve it.