Can find out.

There are mainly two situations.

First, the user has not been randomly checked by the bank or even if the user is required to upload the consumption voucher, it has not been verified, so there will be no impact;

The second is that the user has uploaded the consumption voucher. For verification, the authenticity of the consumption amount, type, and bills provided will be verified.

Once the user falsifies the voucher or uses the funds for non-specified purposes, it will have a negative impact. For example, if installments are stopped, users are required to pay off the loan in full at once, and bad records are left on the platform, it will be very difficult to apply again in the future.

Consumption vouchers include many types, such as decoration contracts, purchase orders, online shopping invoices, transfer vouchers, air tickets, itineraries, etc. It should be noted that the consumption amount and date on the voucher need to match, and there should be no obvious consumption abnormalities, otherwise it will be easily seen through by bank staff.

(1) The consumption voucher is the receipt or invoice after consumption. For example, invoices in shopping malls, receipts after swiping cards at POS machines, and consumption vouchers can prove the purpose of the user's credit card or loan. Sometimes banks will require users to provide corresponding proof of consumption to verify whether users have violated regulations such as cashing out.

Therefore, users can retain these credentials. It should be noted that no matter what kind of consumption voucher, it must match the consumption date, otherwise the bank will regard it as an invalid consumption voucher and need to provide a new certificate.

(2) Consequences of fake consumption vouchers:

1. The bank has the right to terminate installment services

Once the uploaded consumption voucher is found to be fake, the consequences will be This will be very serious. The bank may terminate your installment service and require you to repay the installment amount in one go. It is said that some netizens have personally experienced that the bank asked him to upload consumption vouchers.

But he used cash installments to buy financial products and couldn't get the consumption vouchers. In the end, he actually made fake consumption vouchers and gave them to the bank. Unexpectedly, it was so miserable. The bank found out and not only wanted him He made a one-time payment and lowered his credit card limit, leaving only a limit of 500 yuan.

2. Impact on other bank businesses

Nowadays, banks attach great importance to customers’ character. Once there is a problem with the character, it will naturally trigger the bank’s alarm, so it will definitely affect to other businesses, such as blocked loans, blocked credit card applications, etc.;

3. Impact on personal credit report

The impact of uploading fake consumption vouchers is quite bad, and it will definitely affect personal credit report. Believe;