1. Give priority to online application channels. Applicants without a job are best to choose online application channels to apply for a card, because many credit card application platforms require proof of employment stamped with the company's official seal to apply for a card. If this is not provided, the card will be rejected. When applying for a card through the online application channel, applicants only need to fill in the application information online and do not need to submit additional information. However, they must submit sufficient and true personal information and package themselves appropriately, so that they can successfully apply for the card.

2. Provide credit certificate. If you don’t have an employer, you can provide a credit certificate to the card issuer. If you don’t have an employer, as long as you can prove that you have good credit, you can apply for a card successfully. But it is not easy to accumulate good credit. Everyone must pay attention to accumulation, maintain rational consumption, repay in full and on time, and avoid any violations.

3. Apply with a card. If you already have a credit card, you can apply for other credit cards by applying for a card. Being able to obtain a credit card is an affirmation of the applicant's qualifications. As long as the previous credit card has a good usage record, you can still submit a card application request even if you are not working. But if you have bad records on your credit report, it is best to optimize before applying, as the success rate will be higher.

4. Submit sufficient proof of financial resources. You should know that banks need to bear certain financial risks when issuing credit cards, and stable work and income are effective proof of the applicant's repayment ability. If you don’t have an employer and want to apply for a card, you need to gain the trust of the bank and submit sufficient proof of financial resources, such as real estate certificates, vehicle certificates, bank statements, etc. As long as the qualifications are good enough, it doesn’t matter much if you don’t have a job.

Please click to enter the picture description (maximum 18 words)