Frozen bank cards cannot be canceled. Normally, a frozen bank card cannot be canceled until it is unfrozen. The following are some of the main reasons why bank cards are frozen:

1. If the balance in the card is less than one hundred yuan, or it has not been used for a long time, the bank card will be frozen. Let's take China Construction Bank as an example. If the balance of the bank card continues to be less than 100 yuan, it will be frozen after three years. If the freeze is not lifted within one year after the freeze, the bank card will be canceled one year from the date of freezing, that is, forever. Neither can be used.

2. If you enter the wrong password three times in succession at an ATM machine or telephone banking, the bank card will also be frozen;

3. If the bank card is lost, you need to proceed Report the loss. When reporting the loss, the bank card will be frozen;

4. Others operate maliciously. For example, if someone knows your bank card, ID number and other information, they then call the bank and pretend to be the bank. If the card owner requests to report the loss, etc., the bank card will also be frozen;

5. In addition, there are other reasons, such as non-payment of arrears and forced freezing by the court.

The time for bank card freezing is different under different circumstances:

1. The time for bank card freezing when applying for property preservation.

If you have a debt dispute with someone else, the other person may apply to the court for property preservation. At this time, the court may make a decision to freeze the property. In this case, the bank card will be frozen for up to 6 months. , but if the problem is still not resolved after the freeze expires, the other party can still apply to the court to continue the freeze, but the period of the second freeze cannot exceed 1/2 of the first freeze, that is, 3 months. However, the cumulative freezing period cannot exceed one year.

2. Failure to fulfill the court judgment and forced execution.

If a suspected economic dispute is brought to court by the other party, and then the court makes a judgment, but within the effective execution time specified by the court, everyone fails to perform their obligations in accordance with the legal judgment, then the other party can apply to the court Take coercive measures against persons subject to execution. After compulsory measures are taken, the bank card of the person subject to execution will be frozen. As for when it will be unfrozen after being frozen, it depends on different situations.

According to Article 31 of the "Regulations of the Supreme People's Court on Seizing, Detaining, and Freezing Property in Civil Execution by People's Courts", if any of the following circumstances occurs, the People's Court shall make a decision to lift the sealing, detaining, or freezing property. Freeze the ruling and serve it to the person applying for execution, the person subject to execution or the person not involved in the case:

(1) Seal, seize or freeze the property of the person not involved in the case;

(2) The person applying for execution Withdrawing the application for execution or giving up the creditor's rights;

(3) The property that has been sealed, detained or frozen fails to be auctioned or sold, and the applicant for execution and other execution creditors do not agree to accept the debt;

(5) The person subject to execution provides a guarantee and the person applying for execution agrees to lift the seal, seizure, and freeze;

(6) The People's Court Other circumstances in which it is considered necessary to lift the seal, seizure or freeze.

3. Suspected of criminal activities.

If the bank card is frozen because it is suspected of some illegal and criminal activities, such as participating in money laundering or other illegal and criminal activities, there is no fixed period for the bank card to be frozen. However, when handling cases, law enforcement agencies will still abide by the relevant legal provisions of freezing for up to 6 months and freezing period for up to one year.

Only due to the needs of the case, after the one-year freezing period expires, if the case is not resolved, the law enforcement department may continue to apply to freeze the bank card of the party concerned if it deems it necessary.

If these illegal and criminal activities are not settled for a long time, the bank card will remain frozen until the case is completed.