The point consumption of the Bank of Communications card means that credit card points are generated for this credit card, which is in line with the points rules of the Bank of Communications.

1. Rules for the accumulation of points

If you use the Bank of Communications credit card to sign accounts, you will accumulate 1 point for every RMB 1 yuan you spend, and 7 points for every US dollar you spend. As stipulated in these rules, you cannot accumulate points for certain types of transactions and certain types of merchants who sign accounts.

2. points will not be accumulated for the following items

1. various interests and handling fees stipulated in the applicable credit card articles of association or the contract of collection, including but not limited to the annual credit card fee, cash withdrawal transaction fee, overdraft interest, liquidated damages and other credit card charges.

2. Transfer transaction, cash withdrawal transaction and online transaction (but some designated online transactions can accumulate points *).

3. Transactions of merchants (including but not limited to three rural merchants, county and township preferential merchants, etc.) that are subject to the special charging rules of UnionPay.

4. Specific categories of spending, including but not limited to real estate; Automobile sales; Wholesale transactions; Hospital; Primary and higher education institutions; Universities, colleges and specialized schools; Charity and social services, non-profit undertakings; Fines; Bail and bonds; Pay taxes; Government services; Embassy and consulate fees; Government loans.

Extended information:

Validity period of points

Except for the card types specified in these Rules, the validity period of points generated by credit card consumption of Bank of Communications is fixed at 24 months, and the points will expire every month, and the expiration date is the end of each natural month. For example, the points earned by cardholders from March 1 to March 31, 21 will expire on March 31, 212; By analogy, expired points that are not used within the time limit will be cancelled.

The following rules on the validity period of points of Bank of Communications credit card are as follows:

1. The validity period of points of Bank of Communications Wal-Mart credit card is 12 months, and the points will expire every month, and the expiration date is the end of each natural month.

2. Points of Bank of Communications Eastern Airlines Credit Card, Bank of Communications Air China Phoenix Companion Credit Card, Bank of Communications Tesco Credit Card, Bank of Communications CP Lotus Credit Card, Bank of Communications CR Vanguard Credit Card, Bank of Communications China Resources Su Guo Credit Card and Bank of Communications AEON Credit Card are automatically converted into joint points/mileage.

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