In recent years, the average credit card limit has been increasing, and there are not a few people who hold 1 thousand credit cards. This kind of large credit card is not only to show off wealth, but also to upgrade your quality of life to a higher level. At the critical moment, it can also solve urgent needs. How to handle a 1,-line credit card has become the hottest topic at present. 1. High-quality customer of the bank If you are a VIP or a big customer of the bank and have handled a relatively large amount of business in this bank, such as wealth management, insurance or time deposit, you have a good chance to get a credit card with a line of 1,, or even a credit card with a line of more than 1,. Banks usually invite high-quality customers to apply for cards by SMS or telephone. If you want to apply for a 1, credit card on your own initiative, you can submit your application through the channel of the key account manager, and the pass rate is proper.

2. The curve raises the limit level of bank credit cards, with the maximum limit of 5, gold cards and 5, platinum cards, and the maximum limit of 2 million platinum cards. Credit card quota classification: Puka (with a quota of 1,-5, yuan), Gold Card (with a quota of 1,-5, yuan) and Platinum Card (with a quota of 5,-2 million yuan) As can be seen from the above, if you want to apply for a credit card with a quota of 1, yuan, you can only choose to apply for a platinum card directly or upgrade a gold card to a platinum card. If you apply for a platinum card for the first time, unless your hardware is solid enough, the quota is generally not 1 thousand. After getting off the card, it is often 6, to 8,. At this time, you can keep this card, keep spending by swiping it, and gradually increase the amount, thus reaching a credit card with a quota of more than 1,. If your own conditions are not enough to apply for a platinum card, and the gold card is issued, even if it is less than 5,, you can stay and continue to use it, giving the bank a feeling that you have strong spending power. As long as you repay the money on time in each installment and participate in the bank's installment and cash withdrawal activities from time to time, some banks will directly invite you to replace the platinum card, and it will be easier to get a platinum card and play for hundreds of thousands.

3. Tips for applying for a credit card If you want to apply for a credit card with a limit of 1,, it will take some effort to prepare in the early stage. If you do the following, you can get a credit card with a large amount, and then it will be easier to find a way to raise the amount yourself.

1. The loan record is very important. If you have applied for a loan, you will get a lot of points. After all, a large credit card is similar to a large credit loan, and you also need to check the credit record. If you have applied for a bank loan before, the credit record is very high, which is very helpful to improve the card opening amount.

2. You can fill in the management work in the job position, and don't write about the grass-roots employees, because the management is more stable than the grass-roots ones, and the salary income is higher, which is conducive to handling large credit cards. Remember to communicate with the person in charge of answering the phone in the company, so as not to ask that the position is wrong during the bank's electric audit, which will affect the card approval. It is not difficult to apply for a 1,-line credit card. It only takes a little time and effort to get started, and these high-end cards are to a large extent a symbol of dignity. With this card, it is easy to be labeled as the CEO and overbearing president of a well-known company, owning many cars and mansions, enjoying private yachts, airplanes and golf services. How shocking, but I suggest that you try not to apply for this large credit card, with an annual fee of one.