Take Jinbi Credit Card as an example: You can apply for a Yunnan Rural Credit Cooperative credit card at a local business outlet. ,

1. Issuance target

Ordinary individual customers can bring two additional cards.

2. Functional features

The interest-free repayment period is up to 56 days, and the maximum credit limit is 20,000. It has functions such as card consumption, cash withdrawal, installment payment, and online payment, among which installment The payment business can be handled in 6 periods including 3, 6, 9, 12, 18 and 24***.

3. Usage channels

Rural Credit Card business outlets, self-service machines and POS machines with the "UnionPay" logo at home and abroad, Rural Credit Card online banking, telephone banking, mobile banking, and WeChat banking wait.

Extended information:

On March 28, 2005, under the guidance of the State Council’s financial guidelines on deepening the reform of rural credit cooperatives, and with the approval of the Yunnan Provincial Party Committee, the Provincial Government and the China Banking Regulatory Commission, Yunnan Rural Credit Cooperatives Federation (hereinafter referred to as the Provincial Federation) was officially established.

The Provincial Federation is entrusted by the Provincial Party Committee to implement "vertical leadership and unified management" of the work of the rural credit cooperatives in the province, and is entrusted by the provincial government to perform "management, guidance, and management" of the rural credit cooperatives in the province Coordination and service” functions.

The province's rural credit cooperatives have formed a provincial cooperative as the core, 2 municipal cooperatives, 14 prefecture and city offices, 98 county-level cooperatives, 3 rural cooperative banks, 29 rural cooperatives A three-level legal person system integrating business conduct.

As of the end of 2017, the province’s rural credit cooperatives (including rural cooperative banks and rural commercial banks) had a deposit balance of 785.5 billion yuan, a loan balance of 517.7 billion yuan, 2,335 business outlets, and more than 13,800 self-service equipment. Its services cover both urban and rural areas, and its business scale ranks first among financial institutions in the province.

Yunnan Rural Credit Cooperative-Jinbi Personal Credit Card