1. Bank counter modification. This is the most common way to change passwords. Users can bring their ID cards and credit cards to the bank counter to change them. However, relatively speaking, this method is more cumbersome and wastes a longer time.
2. Log in to online banking or mobile banking to make changes. This method of changing passwords is relatively convenient. However, the premise is that the user needs to open online banking or mobile banking, and after logging in, find the option to change the password and modify it.
3. Make modifications to the ATM machine. Similar to debit cards, credit card passwords can also be changed through bank ATM machines. This method is also relatively simple and easy to operate. Users can bring their cards to the corresponding ATM machine for modification.
4. Call the bank’s customer service hotline to make changes. There is the bank's customer service hotline on the back of the credit card. Users can call this number and change their password according to the relevant prompts. This is a relatively convenient way.
A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department to shop or consume, and then the bank will work with the merchant and the cardholder to The cardholder can make an overdraft within the prescribed limit.
Credit card, also known as credit card, is a non-cash payment method and is a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. It is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account. In February 2012, the bank confirmed that credit cards without passwords are more secure, and they share the responsibility for any fraud. Enjoy an interest-free period of 25-56 days (or 20-50 days). Card consumption enjoys an interest-free period, and there will be no fees if you pay off the bill before the due date. There is no interest-free repayment period for cash withdrawals. A daily interest rate of 0.05% will be charged from the day of withdrawal, and the bank will also charge a certain percentage of cash withdrawal fees.
Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.
Generally speaking, bank cards are divided into credit cards and debit cards based on whether they grant a credit limit to the cardholder. In addition, bank cards can also be divided into magnetic stripe cards and chip cards according to different information carriers; they are divided into domestic cards and overseas cards according to whether the issuer is in China; they are divided into personal cards and corporate cards according to the issuing objects; according to the account Different currencies are available, including RMB cards, foreign currency cards, and dual-currency cards.