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Is the credit card permanent limit non-refundable?
The permanent limit of credit card can be achieved through promotion. Generally speaking, the promotion of credit card limit is decided by the banking system according to the cardholder's credit card usage record and credit record. As long as the cardholder's credit score improves, the credit limit may continue to increase, and the permanent limit will also increase accordingly.

In addition, good consumption and repayment records, good financial situation, getting a promotion and salary increase or winning a lottery prize may all promote the promotion of the permanent credit card limit.

In short, as long as an individual's comprehensive qualification is improved, the permanent credit card limit will also be increased accordingly. Cardholders can improve the permanent credit limit by maintaining a good credit record and financial status, as well as obtaining the support of other positive factors.

What do you mean by raising the amount?

There is an initial limit after a credit card is held. With the accumulation of users' consumption records and repayment records, users can actively apply for increasing the limit or the system can actively increase the limit for users, which is called cash withdrawal. Credit cards are divided into temporary lines and fixed lines. If the added line is a temporary line, it must be used within the specified time limit. The fixed amount is permanently valid, and the withdrawal amount is generally a fixed amount.