You can check the credit report and verify the credit record. For reference: If you are a resident of Jiangsu, Sichuan, Chongqing, Beijing, Shandong, Liaoning, Hunan, Guangxi and Guangdong, you can log on to the personal credit service platform of the Credit Information Center of the People's Bank of China to check your personal credit records. For other provinces, please contact your local bank.

Minimum repayment amount = 65438+ 00% cash principal in advance.

+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+

65438+ 000% of the unpaid minimum amount in the previous period+65438+000% of the installment amount. Please refer to the minimum repayment amount listed in the bill. If "minimum repayment amount" is selected, you cannot enjoy the interest-free repayment period. From the bookkeeping date (usually the day after consumption), interest will be charged on all consumption in the current period, with a daily interest rate of 0.5 ‰ until you pay it off in full. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation.

As long as you pay the minimum amount of the bill before the due date, there will be no late payment fee, personal credit will not be affected, but there will be cyclic interest. All consumption in the current period starts to bear interest from the bookkeeping date (usually the day after consumption), and the daily interest rate is five ten thousandths until you pay it off in full.

If you still have questions, I suggest you solve the credit card problem anytime and anywhere through the credit card intelligent service platform. Click here to view details > & gt/Common/Default.aspx? pageid=zxkf 1