If a credit card company is rejected, will other banks be rejected?
Not necessarily. If you can't get a credit card from one bank, you can change it to another bank, but it is best to apply for it regularly after being rejected. After all, although the credit report does not record the rejection of credit card approval, other banks can infer whether to approve the card by comparing the time of credit card approval inquiry on the credit report.
Need to be reminded that no matter which bank you apply for a card, the bank will ask two classic questions, one is whether you are willing to repay, and the other is how much repayment ability you have. In fact, these do not need the applicant to answer, and the bank can judge from the credit report.
If the applicant has credit card and loan records on his credit report and can repay on time, it shows that the applicant has a good willingness to repay; The number of credit cards, loans and outstanding debts can reflect the repayment ability of the applicant. For example, the debt ratio does not exceed 50%, indicating that the applicant's repayment ability is acceptable.
In the case of good credit and repayment ability, you should choose the appropriate card type according to your own needs, especially at the card level. The types of credit cards in many banks can be roughly divided into ordinary credit cards and high-end credit cards. Many people covet high-end cards with rich rights and high quotas, but most of them are handled through the invitation system. At the very least, the applicant must be a VIP customer of the bank, which most people do not meet. It's best to start with a regular card.
In short, credit card companies are rejected, and other banks may not be rejected. The key is to meet the conditions for card handling, choose the right card type and how to use it. Finally, I wish you all the best in applying for your favorite credit card.