1, the debt is too high to withdraw the credit card, so the first thing everyone should do is to gradually reduce their overall debt level, followed by using credit cards to spend more and repay in time.
2. In the bank's view, the high debt level of customers means that customers are short of money recently, and there is a high risk of overdue. For the sake of the safety of loan funds, banks are likely to refuse customers' withdrawal requests. If the cardholder swipes the card enough times, he should first repay part of the debt to reduce his total debt level, and then try to apply for withdrawal.
3. If users have high debts and few credit card swipes, they should work together with both hands. At this time, you can pay off some of the arrears first, use credit cards more for daily consumption settlement, and slowly work hard to meet the requirements of the bank.
In daily life, I suggest you live within your means and spend moderately. If money is badly needed in the short term, it is better to go to a formal financial institution and apply for a short-term loan to solve the problem.