You can refer to the following points to increase the limit of Everbright Bank credit card:

1. Use the card frequently. The credit limit does not have to be large, as long as you insist on using the card and make one or two large transactions (30% of the credit limit) within half a year.

2. In addition to other special conditions, the credit limit must be raised for half a year. The starting time is calculated from the date of approval of the card. It does not matter whether 6 installments of bills are issued within half a year, but it must be completed for half a year. If 6 installments are issued, The balance cannot be raised if the monthly bill is less than half a year old.

3. Installment does not actually affect the credit limit increase of Everbright Bank. I have made installments for the three times I increased the limit, and the installment amount is around 30 (it is best to pay off one or two hundred more for each installment) .

4. If you already have an Everbright Bank credit card and then apply for a new card, you can only increase the credit limit half a year after the card is approved. If you don’t want to wait half a year, don’t activate it. I applied for a 60th anniversary card at that time. I could have withdrawn it in November, but it turned out that I was not allowed to withdraw it. I finally stated that the card was not activated, and Everbright Bank customer service helped me handle the withdrawal in the background.

5. If you don’t have the spending power and want to raise the limit, then you can pay online, either 5173 or Taobao. 5173 generally does not check and has a maximum limit of 5,000 per day, but there will be a handling fee for withdrawals, 1,000 yuan = 1.5- It ranges from 5 yuan. I have done this a lot, but remember one thing, you don’t care if you do this, but at least you have to let the bank eat something, otherwise be careful of Everbright Bank’s risk control.

6. The total bill amount of Everbright Bank credit card for 6 months can be more than 30*6, preferably 50*6.

7. The Everbright Bank credit card can adjust the credit limit after three months. The credit limit must be used in one month, otherwise it will think that you have insufficient spending power and will not increase the credit limit.

8. I have not encountered the legendary Everbright Bank telephone invitation installment plan, and I believe that most cardholders have not encountered it either. The possibility of being invited depends on your contribution to Everbright Bank.