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How to cancel the account of Pudong Development Credit Card?
Credit card cancellation method of Shanghai Pudong Development Bank

There are two main ways to cancel the credit card of Shanghai Pudong Development Bank.

1. Customer service called to cancel the credit card.

You can call the 24-hour customer service hotline 400-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Cancel the credit card at the counter.

If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

: 1. Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. You can enjoy various discounts and apply for photo cards for free.

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

2. The credit card of Shanghai Pudong Development Bank is a kind of credit card that is settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB. With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount).

3. This card can enjoy the interest-free repayment period of consumption while experiencing the new life of consumption in the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses. You can apply for a supplementary card for your family. The supplementary card and the main card share the same credit line, and all the transaction details of the supplementary card are listed on the statement of the main card in a unified way, so that the cardholder can grasp the usage of the supplementary card in time.

How to cancel Pudong Development Credit Card?

If you do not want to use your credit card, you need to cancel it. Then, how to cancel the Pudong Credit Card? Let's have a look.

0 1

Go directly to the counter of Shanghai Pudong Development Bank to cancel the credit card. However, Shanghai Pudong Development Bank has fewer outlets and is suitable for people living near Shanghai Pudong Development Bank.

02

Call Shanghai Pudong Development Bank directly and cancel through telephone customer service staff. After getting through the manual customer service, you need to check your identity information before you can handle related business.

03

Before canceling the credit card, you need to pay off all the debts in the card. If the installment payment business is handled, it needs to be settled in advance and repaid in full.

04

If there are many credit card points in the credit card, it is recommended to redeem the points first and then cancel them, because once cancelled, the points inside cannot be used.

How to cancel the credit card of Shanghai Pudong Development Bank

First, call to cancel the card.

You can call the credit card service hotline of Shanghai Pudong Development Bank to cancel your credit card (customer service telephone number 95528; Credit card customer service hotline 400-820-8788; Credit card customer service hotline 02 1-38784988). When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

Second, the outlet counter handles the card refund.

If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Extended data:

24-hour customer service hotline: No matter where you are, just dial 800-820-8788 or 02 1-38784988 to solve all credit card problems. Provide 24-hour friendly and meticulous manual service to answer your questions patiently.

Network service: Many business outlets of Shanghai Pudong Development Bank are open all year round, and they can handle the required services at any time.

Online service: you can log in at any time to inquire about the current status of the account, the statement of the last 6 months, and the transaction details of the bill have not been issued. You can also change the password of the transaction service and set the statement reminder function.

Global emergency support: Shanghai Pudong Development Bank credit card and international card organization with huge global network provide 24-hour global emergency support service. This service includes personalized services such as business assistant service, emergency legal aid and emergency medical service to meet various special emergency needs.

Lost Card Protection Service: If your credit card is lost or stolen, please call the customer service hotline of Pudong Credit Card immediately to report the loss. For domestic and overseas transactions 72 hours before the loss is reported, if these transactions are not based on passwords, Pudong Credit Card will provide compensation for customers and provide long-term quality protection.

References:

Official website of Shanghai Pudong Development Bank Credit Card-Baidu Encyclopedia

How to cancel the credit card of Shanghai Pudong Development Bank?

1, call cancelled

You can call the 24-hour customer service hotline at 800-820-8788 to apply for card refund. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

2. Counter cancellation

If your credit card of Shanghai Pudong Development Bank is lost, you can only cancel it at the branch counter. If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Extended data

Shanghai Pudong Development Bank credit card application conditions:

1. The applicant must be at least 18 years old, hold a mainland identity card and have full capacity for civil conduct (if applying for a supplementary card, the applicant should be at least 13 years old, but be related to the main cardholder);

2. It has a legal and stable source of income and solvency;

3. The credit status is good, and there is no bad credit record in the credit investigation.

It should be noted that the higher the credit card level, the more stringent the conditions, especially the income requirements.

If the customer's annual income after tax is more than 30,000 yuan (inclusive), he can apply for a new VISA gold card, accelerated points gold card, Fortune Star gold card, tourist gold card and co-branded card.

If the annual income after tax is more than 50,000 yuan (inclusive), you can apply for simplified version of VISA Platinum Card, accelerated points Platinum Card and co-branded card gold card.

After-tax annual income is above 6.5438+0.2 million yuan (inclusive), and you can apply for VISA Platinum Card Standard Edition, Zunshang Platinum Card and Joint Platinum Card.

How to cancel the credit card of Shanghai Pudong Development Bank

The cancellation of Shanghai Pudong Development Bank's credit card can be handled by telephone or at the counter. You can call the bank's 24-hour customer service hotline directly if you cancel the call. When you make a phone call, you can directly transfer to manual service. After the customer service verifies the relevant information, it will submit the cancellation application. At this time, you need to wait patiently. If you cancel at the bank counter, you need to bring your personal ID card and credit card to the bank.

Before the credit card of Shanghai Pudong Development Bank is cancelled, the debt must be paid off. If there are points in the card, you can exchange goods at the credit card center of Shanghai Pudong Development Bank. If you don't use them, it's a waste. After all, it is earned by credit card consumption. If Shanghai Pudong Development Bank has another credit card, you can transfer the points to another card, but you need to call the bank in advance.

After submitting the application for credit card cancellation, you need to call the bank 45 days later to ask if the cancellation is successful. If you don't succeed, you can ask the specific reason. You can cut off your credit card after it is successfully cancelled, and you'd better keep it properly before confirming it. Credit card cancellation materials shall not be used to swipe the card after submission. Keep in mind that if a new bill is generated, the credit card will be cancelled.

In fact, when canceling a credit card, it is divided into card cancellation and account cancellation. If you cancel your card, you still want to apply for a credit card of Shanghai Pudong Development Bank. At this time, you don't have to submit any more materials. The bank will directly reissue a new card for you. In case of cancellation, you need to submit new materials when you apply for the credit card of Shanghai Pudong Development Bank again, and issue a new card after passing the bank review. There is a big difference between the two, and you can choose according to the actual situation when canceling.

It is best to have no overdue records within two years before the cancellation of the credit card of Shanghai Pudong Development Bank. If there are overdue records, it is best not to cancel them. You can cancel expired records two years later. You must repay the loan on time within these two years, and the overdue record will be overwritten after two years. Then you can cancel them with peace of mind.

How to cancel PUFA credit card

1. How to cancel the account of Pudong Development Credit Card:

1, call cancelled. Cardholders can call the 24-hour customer service hotline at 800-820-8788 to apply for card refund, then transfer to manual service and confirm the information according to the instructions of customer service. When returning the card, the account cannot be in arrears, and the cardholder must hold a credit card when returning the card.

2. Counter cancellation. If the cardholder loses his credit card, he can only cancel it at the branch counter. If there are new accounts payable within 45 days (inclusive) after the card is cancelled, it will still be borne by the cardholder. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Second, credit card cancellation should pay attention to the following points:

1. It should be noted that if there are new accounts payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After 45 days of cancellation, if the account is unavailable

If there is arrears or overflow, the system will automatically close the account without going through any formalities.

2. Settle the arrears in time before closing the account. You must pay off all the debts before closing the account. Don't close the account until the arrears are settled.

Continue, or you may not be able to close the account;

3. Cancel all credit cards before closing the account: If you have other credit cards in the same bank, you can't cancel them generally.

Household use;

4. Different banks have different annual fee reduction policies for credit cards, so it is best to confirm that the number of swipes has been reduced when canceling credit cards.

Free policy to avoid paying more annual fees.

5. Pay attention to whether there is debt when canceling the credit card. Before canceling the credit card, confirm whether there is any debt on the credit card and pay it off in full.

6. Regarding overpayment, if there is overpayment in the credit card before account cancellation (refers to the overpayment made by the credit card customer or the funds deposited in the credit card account), you need to take out the overpayment before applying.

6. Credit card points. Before applying for cancellation of the credit card, if there are credit card points in the card, you can apply for converting the points into corresponding gifts or transferring the points to another Zhang Zhongxin credit card you hold. Once the credit card is cancelled, the points will be cleared.

7. It is best to destroy the credit card in time after cancellation, so as to avoid unnecessary losses caused by the cancellation of the card.

So much for the introduction of how to sell Pudong Credit Card.