Question 1: What does the CITIC Credit Card 1000020 expiry mean? It should be invalid on 2020.10

Question 2: The CITIC Bank credit card has expired. Now I need to change the card. The address has been changed. How to change it to CITIC Bank? When replacing a bank credit card, it will take one to two weeks to receive the card after calling customer service.

Credit card replacement process:

① Call the credit card center directly and inform that the credit card needs to be replaced;

② The credit card center will replace the card;

③ Some bank credit card centers will charge a production fee, usually fifty yuan;

④ The new card can be used after reactivation;

⑤ All accounts of the original card Services and functions are automatically migrated to the new card.

Question 3: What should I do if my CITIC credit card suddenly becomes invalid? If my CITIC credit card suddenly becomes invalid, it may be due to demagnetization. You can go to the bank to get a new credit card.

Question 4: Hello, why did my China CITIC Bank credit card become invalid? Is your credit card not activated after applying? If it is not activated, it will become invalid after the activation time.

The credit card validity period is written on the credit card, XX/XX X represents a number, the first two digits (XX) represent the month, and the last two digits (XX) represent the year, such as: 12/15 represents December Valid for 215 years until December 2015.

Tool *** settings: as shown in the picture below

Question 5: Why did CITIC Credit Card Center invalidate my card for no reason? What should I do? Please ask the customer service of CITIC Bank to ask if the credit card is invalid. If the reason for cancellation is indeed irrelevant to the user, the bank can be asked to give a reasonable explanation and eliminate the negative impact.

Question 6: The CITIC credit card is in an invalid state. Can it still be used after repayment? The freeze caused by the overdue payment cannot be unfrozen even if it is paid off. You can only cancel it because you have been listed as a banned customer by the bank. , the bad records from the Credit Reference Center of the People's Bank of China will be deleted after 5 years. During this period, it will be difficult for you to apply for credit cards and bank loans.

Question 7: What should I do if the validity period of my CITIC credit card is about to expire? The bank should automatically renew the card one month before the card expires. CITIC doesn’t know if this is the case. You can call customer service and ask them

Question 8: Can a CITIC Bank credit card be repaid if it has expired and has not been used? When a credit card is overdue, a bad credit record will be generated. This record is stored in the personal credit report of the Bank of China. You cancel the card. It’s useless! You can only wait for automatic renewal after five years

Question 9: How to repay the CITIC credit card after it expires? If the CITIC credit card expires, is reported lost, damaged, degaussed, upgraded to a gold card or platinum card, or becomes a new card, the repayment can be repaid to the old card number or to the new card number.

Question 10: CITIC Bank’s credit card suddenly blocked my card. If your credit card is blocked, you must call the customer service of the issuing bank as soon as possible to find out what caused the card blocking:

1. If it is because the credit card is overdue or illegal cashing out, then the possibility of the credit card being unblocked is not very high.

2. If the bank thinks that your credit card is at risk, you can ask the bank to reissue a new card for you.

3. The card number and CVV password will change, but they will be linked to the same credit card account to prevent risks.

Reasons why credit cards are blocked and reduced

Reason 1: If the credit card is overdue for more than three terms, the bank will charge interest and late fees for cardholders who overdue repayments. When multiple overdues occur or the overdue amount reaches a certain amount, the bank will consider that the cardholder has malicious overdraft consumption behavior, and the risk of continuing to provide revolving credit to the cardholder is very high, and will unilaterally stop the use of the credit card.

Reason two: Illegal cash out or risk of card maintenance. Many cardholders will resort to credit card cash out when they lack cash flow. In fact, this is also something that banks are very concerned about. The card-issuing bank will either reduce the cardholder's credit limit or suspend the cardholder's use of the credit card based on the cardholder's specific situation.

Reason three: Risk occurs. When the bank believes that a certain credit card has been swiped on a risky POS machine, or the system prompts that a certain credit card has been hacked, the credit card will be stopped for security reasons. Card processing.