One day of overdue repayment on a CCB credit card will lead to the following problems:

1. Overdue penalty interest: The bank will calculate the corresponding penalty interest based on the number of days you are overdue. Interest rates are usually higher than normal interest rates. This will increase your repayment burden.

2. Impact on personal credit record: The bank will report your credit card overdue record to the credit bureau, which will have a negative impact on your personal credit record. Personal credit record is a document that records an individual's credit status in a credit bureau. It has an important impact on personal loans, credit card applications, etc. Therefore, late payments can have a long-term negative impact on your credit. ”

3. Impact on credit rating: Credit rating is an indicator used by financial institutions to evaluate credit ratings based on personal credit records. Late repayment will lower your credit rating, which will affect your future financial experience. The conditions and treatment of the institution for applying for loans, credit cards, etc.

4. Possible recovery: According to relevant laws and regulations, banks have the right to take legal measures to require borrowers to repay their loans. The more likely it is that the bank will take recourse measures, including phone collections, legal proceedings, etc.

Therefore, it is recommended that you pay off the overdue amount as soon as possible to avoid further financial losses and credit impact.

Pay attention to personal credit and do not blindly apply for a loan. Otherwise, once the big data is used, the comprehensive score will be insufficient and you will be rejected. Data situation. This database cooperates with more than 2,000 online loan platforms, and the query data is accurate and complete.