1. Online application: generally within 20 working days.
2. Website application: generally, the approval is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the approval is completed within 2 working days after face-to-face signing.
3. Mobile banking application: generally, the review is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the review is completed within 2 working days after face-to-face signing.
After the credit card application materials are submitted, they will first be submitted to the audit department of the credit card center of the issuing bank. The audit department will grade the applicant according to his personal situation. This process usually takes 65,438+00 working days. If approved, the issuing bank will make a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. It usually takes about 15 days for registered mail and about 5 days for express delivery.
However, for some cardholders who have applied for a credit card and submitted complete information, the bank's approval will be much faster. Usually the card will be issued in about 3 days. Therefore, how long the credit card can be completed depends on the applicant's personal situation and the approval speed of the issuing bank. Usually the results will be available in a month or so.
Extended data:
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
References:
Credit card-Baidu encyclopedia