Watermelon Credit is a software of credit management, which does not check credit information, but may check it after the deadline. Watermelon credit includes micro-credit loans, credit cards, IOUs, flower shops, car loans, mortgages and other businesses.

The loan audit of watermelon credit is based on the level of watermelon credit score. Watermelon credit score has its own set of standards, such as giving different scores according to students' schools and academic qualifications, and borrowers in different regions have different credit scores. Even women's watermelon credit score is higher than that of men.

After the loan of watermelon credit is overdue, in addition to high penalty interest and collection, a certain watermelon credit score will be deducted. The specific rule is single overdue penalty = overdue days × 10x( 1+int (overdue amount /300)). For example, for a single loans overdue 10 day in 500 yuan, 10 day x 10 x2 = 200 points. If more than one payment is overdue at the same time, the credit branch will deduct it cumulatively.

Personal credit records are becoming more and more important now. If personal credit information is tainted, it will not only affect future loans, but also be blacklisted by banks and online loans. Therefore, it is something that everyone should pay attention to to to safeguard their credit information or make their credit information better.

Some netizens encountered a loan of 2,000 yuan to 1400 yuan, 10 day interest 3 10 yuan. If it is not in urgent need of funds, it is recommended to choose a stable and formal lending platform to borrow.