Current location - Trademark Inquiry Complete Network - Overdue credit card - What problems will I encounter when applying for a credit card? How should I prepare?
What problems will I encounter when applying for a credit card? How should I prepare?
1. What if there is no fixed telephone?

There is no home phone number when applying for a credit card, just fill in a fixed number that you are familiar with. For example, the fixed telephone number of hometown, the fixed numbers of relatives and friends can be used, or you can fill in the company's landline.

Generally, the bank's credit inspector will not call your home phone number, but he may check the status of your home phone number. Never choose the one that can't get through, has an empty number or is out of service.

second, what if there is no job?

you can go to the exhibition point of a shopping mall or supermarket, and you only need one ID card and one business card or badge, but the amount will be relatively low. If you have a credit card in your hand, it can also be used as a reference. It can be handled by pledge guarantee.

3. What if there is no stable income?

the method is the same as above, but you must ensure that you have sufficient repayment ability when using a credit card.

fourth, how to answer the call?

Generally speaking, bank customer service calls to confirm whether the form is filled out by yourself, and to confirm your address and other information, which usually takes less than 5 minutes, and you should answer the questions truthfully.

the above are the most common problems in the process of applying for a credit card.