Let me introduce my situation first. I got into contact with credit cards a few years ago. Since the card was in good condition, the credit card center would call from time to time to promote loan services such as reserve funds and cash installments. At the beginning, I was interested in credit cards. These loan business and phone calls are also very disgusting and rejecting. Later, due to the continuous increase in consumer spending, coupled with various persuasion and various inducements from the credit card center clerks. In the end, I didn't fall into the trap. Once I used it, I got out of hand. If I couldn't repay the loan, I borrowed a new one to repay the old one! The debt just snowballed, getting bigger and bigger. Later, even I didn’t know how much I owed. At the end of last year, I gradually felt that the Solitaire method was no longer good enough. I started to calculate my debts, and when I did the calculation, I was shocked. More than 500,000, it really felt like everything was dark and the sky was falling. There was real despair.

Thinking about it later, I couldn’t reconcile myself to it. I am old at the top and young at the bottom. I am only in my early 30s and I cannot bring my life to an end like this. Later, I began to reflect and began to look for solutions day and night. Make plans and find open source projects. Now in less than 5 months, more than 130,000 yuan has been repaid, and the remaining plan is to be repaid by the middle of next year at the latest! This is my situation.

Saying this, I want to tell you, brother!

First, there must be a reason for being in debt. Find the reason why you are in debt and stop the wrong behavior immediately.

Second, you must be brave and proactive to face the current difficulties and assume responsibilities! If you still have the determination not to give up, anything is possible!

Third, adjust your mentality and look for more open source projects. Communicate and learn more with the outside world, and never feel inferior, autistic, or give up on yourself. A very big feature of today's era is that everything moves too fast, and we are in debt. If you use money too fast, you will be in debt. But if you find a way, make money