Credit cards are financial products issued by banks for cardholders' overdraft consumption. There are many ways to apply for credit cards, such as official channels of banks, including WeChat WeChat official account, online banking, mobile banking, bank branch counters and door-to-door salesmen. There are formal third-party card processing platforms authorized by banks, including WeChat, Alipay and QQ.
Not everyone has the conditions to apply for a credit card, but also the following basic conditions are required:
1. They are over 18 years old and can provide valid personal certificates;
2. With a stable job or income, students can apply for a college student credit card;
3. Personal credit is good and there is no bad credit record.