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How to cancel a Bank of China credit card?

How to cancel Bank of China credit card

1. Call the Bank of China credit card customer service hotline to cancel the card

Bank of China credit card holders can call Bank of China Credit Card 24-hour customer service When applying for account cancellation through the service hotline, Bank of China will check the status of the credit card in the customer's name.

The account cancellation work cannot be completed immediately. 45 days after the cardholder applies for account cancellation, if the customer's account has no arrears and no balance, the bank will close the account for the customer; if there is still arrears The bank will take the initiative to notify customers to repay the outstanding balance as soon as possible to complete the account cancellation; if there is still a balance left, they can go to a Bank of China branch to handle the balance return.

2. Go to the Bank of China credit card counter to cancel the card

Bank of China credit card holders can also bring their ID card to the Bank of China business outlet counter to cancel the card.

The staff at the counter will help you cancel your credit card. The whole process only takes a few minutes. However, if there are many people doing business in the bank, you will need to queue up to get a number, which will take a long time. Well, it would be better to make a phone call to save time.

Extended information:

Features of Bank of China Credit Card

1. You can make overdrafts without deposits, and enjoy an interest-free period of 20-50 days to repay on time. payment, no interest is charged.

2. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to the cardholder’s credit file.

5. Traveling in China is barrier-free. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

6. Various discounts and lucky draws throughout the year.

Bank of China-Bank Card Service Guide